Is it worth adding auto legal protection to your auto insurance and what are the benefits? We explain everything here. Medical expenses for bodily injury after an accident While the scope of potential coverage may be narrower than that offered by motor vehicle legal protection policies, it can help with certain claims, such as bodily injury. But having to fight for corners in court can quickly become a costly task. Some motor vehicle legal protection policies can cover up to £100,000 in costs, so this is a good indication of what those costs may be. It may seem obvious, but this coverage is designed to cover the costs of legal action due to a car accident. Usually, you can`t use it to cover any kind of legal fees, although some specific insurers may offer it. Many car insurance policies allow you to add legal expenses insurance, usually for an additional fee usually ranging from £15 to £35. That`s a relatively low fee for what could save you thousands of pounds down the road. Read What is engine legal protection for an explanation of the range of services. You have quick and easy access to legal advice, usually through a Savings Helpline: you can simply fall back on savings, although this can be very expensive given the potential amount of legal fees involved. Please download and read the product information document and policy wording for a full description of all benefits and protections before purchasing. If you have legal protection for motor vehicles, you can do so without risking being even more destitute. A standard add-on could cover up to £100,000 in legal fees.
Unlike a “no winnings, no fees” service, our legal team will never reduce your compensation – with Motor Legal Protection, you will always receive 100% of your eligible payment. And unlike membership clubs that offer free auto legal protection on an ad hoc basis, your insurance policy with us means we are committed to providing the services we say. We are authorised and regulated by the Financial Conduct Authority, so if you ever have a complaint, you have the right to report it to the Financial Ombudsman. Keep in mind that this policy covers you in all vehicles for which you are insured, so you do not have to purchase multiple policies. We offer a high-quality, cost-effective alternative to purchasing coverage with your auto insurer. You get the same safety on the road, all up to 60% cheaper than a typical car insurer. But what if you`re involved in an accident that`s not your fault and you have to sue the other driver? Or, on the other hand, what happens if a driver decides to take legal action against you? You may not be insured if the disputed amount of money is not high enough to cover legal fees, depending on how you look at it, auto legal protection might be the most useful of auto insurance additions – the ace in your back pocket. Unlike a “no winnings, no fees” service, our legal team will never reduce your compensation – you will always receive 100% of your eligible payment. There are several advantages and disadvantages regarding the legal protection of car insurance that you should be aware of and consider when reviewing policies before deciding to make a purchase.
These include: You can usually add legal protection insurance to your car insurance for an additional fee. Alternatively, you can purchase independent car insurance. Provides an additional £100,000 in legal representation if you are prosecuted for various traffic offences. The Motor Vehicle Legal Claims Department will review the details of your accident and verify that you have a valid claim under Motor Vehicle Legal Protection. If you have a valid claim, we will confirm that your policy will cover legal fees charged by a lawyer as long as you follow the lawyer`s advice and that there is more than a 50% chance that your claim will be accepted. A lawyer will then be appointed to act on your behalf to obtain compensation for your losses from the responsible driver. We cover all legal costs of this claim in accordance with the insurance conditions. Also known as auto insurance legal protection, this type of insurance pays your legal fees if you decide to take legal action after a car accident that was not your fault.